Terms of Service

Last updated: 2026/04/24

1. Agreement to Terms

By accessing our website, you agree to be bound by these Terms of Service and to comply with all applicable South African laws and regulations.

2. Role of All Life Matters

All Life Matters is a lead generation and affiliate marketing platform. We do not underwrite insurance policies, provide financial advice, or issue loans. All quotes, products, and services are provided by our registered South African Financial Service Provider (FSP) and National Credit Regulator (NCR) partners.

3. Accuracy of Information

While we strive to provide accurate estimating pricing and product highlights, all final premiums, terms, conditions, and cover limits are determined exclusively by the respective providers based on your individual risk profile and their underwriting criteria. You must read the specific policy documentation provided by the insurer or lender before signing any agreement.

4. Limitation of Liability

All Life Matters shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the site or any interactions, contracts, or disputes between you and the third-party providers we introduce you to.